Clalit Student Health Insurance

It’s of the utmost importance to have access to good medical care in Israel. We can help
you avoid high medical expenses, and offer excellent, private health care.

We recommend the Harel Insurance plan (Israel’s largest health insurer) for anyone staying in
Israel for up to one year. This is an inexpensive and comprehensive short-term local policy,
offering private coverage, including hospitalization, medication, general doctors and specialists.

(We also have other options depending on your particular needs)

You’ll have access to excellent contracted, English-speaking doctors, and a 24-hour English speaking customer service. There is no deductible/excess for medical services—meaning, no need to pay and then claim back home.
  • Pre-existing or chronic conditions (e.g. asthma, Krohn’s disease, diabetes)
  • Routine check-ups
  • Pregnancy or maternity coverage
  • Injuries caused due to alcohol or drugs
  • Self inflicted injuries
  • Skiing and extreme sports injuries
  • Emotional/psychological conditions
The full terms are as they appear in the Harel Tour and Care Policy—available on request.
The cost of the plan is 10 NIS per day up to age 40.
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Question: “Do I really need this if my U.S. or overseas insurance policy is still active?”
The advantage of local policies lies in the fact that everything is covered in Israel without any
cash outlay. There is no need to pay and claim back home, and there is no excess or
co-payment – all medical services are billed directly to the insurance company 

The plan includes important coverage for Covid – 19 (hospitalization and medical treatment)

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