• The insured is covered for $20,000 in the dorm / apartment for theft because of a break-in, fire and water damage ONLY (personal items include: clothing, books, jewelry, electronic equipment, musical instruments, religious items, phones etc.)
• The insured is covered for $4000 out of the dorm / apartment for accidental loss or damage for electronic equipment and or jewelry.

*** If you have any item that is valued at $350 or more that you would like to cover, you will need to send a receipt or evaluation of the item before the policy is issued. Please send it to, ahuva@egertcohen.co.il

Exclusions:

• No coverage for phones (aside from theft from the dorm/ apartment)
• No coverage for cash
• No coverage for prescription glasses
• No coverage for any item left in a bus or car
• No coverage for gross negligence.

Claims:

If you need to make a claim for loss/ theft/ fire, etc. we need:

1) A police report (ask your yeshiva / school for nearest police station)

2) Valuation of lost or stolen items.

Please email claim info and documents to claims@egertcohen.co.il