Student Health Insurance- Kivunim

It’s of the utmost importance to have access to good medical care in Israel. We can help
you avoid high medical expenses, and offer excellent, private health care.

We recommend the Tour and Care insurance plan for anyone staying in Israel for up to one year. This is an inexpensive and comprehensive short-term local policy, offering private coverage, including hospitalization, medication, general doctors and specialists.

This plan is available either through Harel ( a private insurance plan) or through one of Israel’s HMO’s (Clalit/ Maccabi). Make sure to check the desired option on the application form.

You’ll have access to excellent, contracted, English-speaking doctors, and a 24-hour English speaking customer service. Claims are paid directly by the insurance company—meaning, no need to claim back home.

Coverage is available for certain pre-existing conditions that have been stable for at least 6 months.
Contact us below for details

  • Pre-existing or chronic conditions (e.g. asthma, Krohn’s disease, diabetes)
  • Routine check-ups
  • Pregnancy or maternity coverage
  • Injuries caused due to alcohol or drugs
  • Self inflicted injuries
  • Skiing and extreme sports injuries
  • Emotional/psychological conditions
The full terms are as they appear in the Harel Tour and Care Policy—available on request.

The cost of the student plan through the Harel provider is 8.3 NIS per day

The cost of the student plan through Maccabi \ Clalit provider is 10.3 NIS per day

The plan is available for students up to age 49

*The prices are linked to the Consumer Price Index

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Question: “Do I really need this if my U.S. or overseas insurance policy is still active?”
The advantage of local policies lies in the fact that everything is covered in Israel without any
cash outlay. There is no need to pay and claim back home – all medical services are billed directly to the insurance company 

The plan includes important coverage for Covid – 19 (hospitalization and medical treatment)

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