PERSONAL EFFECTS INSURANCE

Policy info:

  • The student’s personal belongings are insured in the dorm/apt for theft, fire, arson, and water damage.
  • All-risk cover available for specific items to include cover for accidental damage and loss including outside of the dorm within Israel.
  • Maximum cover on policy for personal belongings: $20,000 including all-risk cover for specific items up to $4000.
  • Cost of annual policy- $100.
  • Exclusions: No cover for cell phones, glasses, cash. No cover for items left in a car or bus. No cover for gross negligence.
  • Please note: Please keep receipts of items bought abroad in case of a claim.
  • Submit this form by e-mail to ahuva@egertcohen.co.il

Registration form:

Please cover me for:

Items:
Approximate Value- $

Credit card details:

Valid till:
* The charge will be to Menorah Insurance Company

Claims:

If you need to make a claim for loss/ theft/ fire, etc we need:

  1. A police report (ask your yeshiva / school for nearest police station)
  2. Valuation of lost or stolen items.
    Please email claim info and documents to claims@egertcohen.co.il along with a copy of this form.

Claims take approximately 4 weeks to settle.
There is a deductible of approximately $150 for each claim, except for laptops and Ipads – double deductible.

** All amounts for cover and prices are approximate according to the current dollar rate **

Policy conditions are according to the full Hebrew policy. (Available upon request)

Pre-existing conditions (not included in the basic policy) Details of Coverage.

Sudden Deterioration of pre-existing illnesses/medical conditions where:
In the 6 months preceding the arrival to Israel:

  1. The medical condition has been stable.
  2. No hospitalization.
  3. No change in the dosage of medication being taken.


Coverage: Up to $10,000
Psychiatric emergency: up to $3,000

Exclusions:

  1. Any condition for which the treatment was expected / for which a doctor in the applicant’s home country recommended the applicant not travel to Israel / for which the applicant was on a waiting list for an operation or treatment.
  2. AIDS, transplants, M.S., dialysis, C.F., sexual diseases, heart disease, malignant diseases (such as cancer).
  3. No cover for refills of medications related to the pre-existing condition.
  4. Applicants over 49 years of age.

Pre-existing conditions (not included in the basic policy) Details of Coverage.

Sudden Deterioration of pre-existing illnesses/medical conditions where:
In the 6 months preceding the arrival to Israel:

  1. The medical condition has been stable.
  2. No hospitalization.
  3. No change in the dosage of medication being taken.

Coverage: Up to 35,000 nis
Psychiatric emergency: up to 10,500 nis

Exclusions:

  1. Any condition for which the treatment was expected / for which a doctor in the applicant’s home country recommended the applicant not travel to Israel / for which the applicant was on a waiting list for an operation or treatment.
  2. AIDS, transplants, M.S., dialysis, C.F., sexual diseases, heart disease, malignant diseases (such as cancer).
  3. No cover for refills of medications related to the pre-existing condition.
  4. Applicants over 49 years of age.